Bad Condition Property?


In the real estate industry, if a property is associated with any financial or legal entanglements than can impede its immediate readiness for sale, it is said to be "distressed." The property can be classified as pre-forclosure, foreclosure at auction or bank-owned/repossessed depending on the stage of foreclosure the home is in. Read our "What Are Distressed Properties" page to learn more about the difficulties of selling properties for many motivated homeowners

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The home buying professionals.

Distressed homes is a real estate industry term defined as a home that is assessed to be in non-optimal physical condition. Common issues that can cause a home to be considered "distressed" include foundational damage, termite infestation and properties in poor repair due to lack of recent tenancy. These properties often prove to be difficult to sell through traditional real estate channels because interested buyers typically look for homes that are ready to move into, with limited or no issues of this type. Unfortunately, that means that homes that do have these issues can sit on the market for months or even years, even in areas generally known for their high property values. Worse, these homes can require thousands in extensive out of pocket repairs in order to attract a preferable price on the open market. Distressed homes may even require that special provisions be placed into the purchase agreement even after critical repairs are made, and so many transactions involving these homes fall apart at the closing table. Combined, these factors make properties declared "distressed" extraordinarily difficult for the average homeowner to sell through conventional means. That's where we in. Our no-obligation appraisal process means you can call to schedule a basic evaluation of your home's condition and obtain a fair cash value for your property in much less time than selling your home through a traditional real estate agency. No extended time on the market and the associated listing and maintenance costs, no spending a small fortune on required renovations, just fast cash in your pocket for your unwanted home, often within 30 days or less. We have helped thousands of motivated sellers nationwide free themselves from distressed homes, and our staff of specialists is standing by to put its expertise to work for you. Call today.

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Tired Of Dealing With That Home? Let Us Buy It. | North College Hill

Avoid Distressed Home Pitfalls With Us!

For many sellers motivated to close on a transaction for their unwanted property, the roadblocks to the closing table can prove intimidating. Homes assessed as "distressed" often require thousands in vital repairs to make them ready for sale on the open market, and even once listed can take much longer to sell than properties without a history of the issues that can cause a home to be declared "distressed." In fact, open market sale on distressed homes is associated with a range of common complications, and we offer a no-hassle alternative for homeowners looking for fast cash payments for their properties.

The home buying professionals. | North College Hill

Delayed Sale

Major issues that can have a negative impact on the open market value of a home are often only discovered in an inspection as the house is being prepared for sale. Often, limited access to remodeling funds means that homeowners are forced to delay their sale until they can pay for the repairs, and this delay can postpone closing on a sale for years in some cases. Meanwhile, the homeowner is responsible for the home's day to day maintenance, upkeep and expenses!

The home buying professionals. | North College Hill

Extended Timeframe

Owners of homes considered distressed almost always underestimate the timeframe for closing on a sale of their property on the open market. Repairs can take months and cost many thousands of dollars in the case of issues such as plumbing operations and flood damage. Financial entanglements can develop into legal obstacles which easily scare off otherwise interested parties.

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Extreme Circumstances

Homes considered distressed can even become impossible to sell due to outside factors such as problem tenants who intentionally damage a property after an eviction or sale. Squatters can be another problematic issue, taking up residence in the property illegally to make it impossible to sell, show or even repair in some cases.

Tired Of Dealing With That Home? Let Us Buy It.
Tired Of Dealing With That Home? Let Us Buy It.

Selling Your Inherited North College Hill, Ohio Property

Selling your inherited house can come with a number of legal entanglements such as liens and estate taxes as well as the emotional burden of depersonalizing what may be a meaningful place. It can be particularly problematic in the case of default, in which the mortgage must continue to be paid or risk foreclosure in many jurisdictions. Further complicating matters, there is often a "creditor claims" period during which all assumed rights to the property are verified. During these various processes, homeowners can be burdened with the costs of everyday upkeep as well as legal expenses related to the transfer and eventual sale of the house.

The home buying professionals.

Can I Sell My House with Major Foundation Issues?

We are an area leader in purchasing homes with damaged foundations and other major issues for years, and is here to offer fast cash for your unwanted property. We provide a no-obligation appraisal for your property through our convenient application process, and we purchase your home as-is so you won't have to worry about skittish buyers or expensive repairs. When you sell your house to us, we pay all of your standard closing costs. We never turn down homes with damaged foundations, because we want to offer the financial flexibility you need. We are a local leader in buying distressed homes, and can offer you the fast cash settlement you need. Talk to one of our friendly representatives for a free consultation.

The home buying professionals.

Can I Sell My House with Termite Damage?

Once you've sold your home to us, your termite damage is our problem. We handle all the repairs and renovations while keeping pace with the open connect your home with buyers…all you do is enjoy your cash payment. Selling your home through conventional real estate channels can take months, and the process can be even more difficult when a home has termite damage…so sell it to us! When you work with us, we pay all your standard closing costs, so you can get the most possible financial flexibility from the proceeds of the sale. We relieve you of the burden of a termite damaged home so you can move on to the next chapter of your life. Contact one of our helpful representatives to begin your no-obligation evaluation process.

we are here to buy your home fast

Contact us now to get our best offers

When you call, we'll go over the details of your house with you. It won't take us long to put together the details and give you an offer
You dont't have to take it, you're not obligated to us for anything . But call to get our bid, we're extremely competitive and will get your home off
of your hands conveniently, so you don't have to worry anymore . Call us now for our offers!

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We are the BEST choice for buying almost any
North College Hill Ohio Property This Month.

 

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Bad Condition We Want to Buy Your North College Hill Property This Month Video

 

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Information for North College Hill, Ohio

North College Hill, city, Hamilton county, extreme southwest Ohio, U.S., a residential northern suburb of Cincinnati. The first settler, probably Gershom Gard, arrived in 1795. In 1916 three subdivisions in the 'Clovernook' area east of Hamilton (Meyersville, Sunshine, and Clovernook) combined to become the village of North College Hill, so named for the now-closed Farmers' College, founded in 1846 in theadjacentcommunityof College Hill by Freeman Grant Cary. The village achieved city status in 1940. The Clovernook Center for the Blind and Visually Impaired (1903) is in the northern part of the city; on the grounds is Cary Cottage (National Register of Historic Places), the home of Clovernook's founders, sisters Florence and Georgia Trader. Clovernook also has a facility in Memphis, Tenn. Pop. (2000) 10, 082; (2010) 9, 397.Cary Cottage, North College Hill, Ohio. Rick Dikeman

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North College Hill - Tired Of Dealing With That Home? Let Us Buy It. Articles

The one reality about today's housing market is that many people have more questions than answers. The following information is intended to help you or someone you know better understand your situation.
Do I Qualify For A Short Sale?

The qualifications for a short sale include any or all of the following:

Financial Hardship - There is a situation causing you to have trouble affording your mortgage.
Monthly Income Shortfall - You have more month than money. A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
Insolvency - The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.


What Is A Mortgage Modification?

A mortgage modification is a process through which your mortgage lender changes any or all of the following:

Your interest rate
Your principal balance (through a reduction)
Your loan terms (example: from an adjustable to a fixed rate)
This process can allow borrowers to stay in their property when they can no longer afford their current mortgage payments.


Why Would A Lender Modify My Mortgage?

Lenders have realized that in some cases it is better for them to work with current borrowers to lower payments or possibly improve terms in order to keep homeowners in their properties. The average foreclosure can cost a lender from 35-50% of the value of a property, so keeping borrowers in their homes is a good option for everyone.


What Do I Need To Qualify For A Mortgage Modification?

According to the Making Home Affordable Web site (http://MakingHomeAffordable.gov), you will need the following information for your lender to consider a modification:

Information about your first mortgage, such as your monthly mortgage statement
Information about any second mortgage or home equity line of credit on the house
Account balances and minimum monthly payments due on all of your credit cards
Account balances and monthly payments on all your other debts such as student loans and car loans
Your most recent income tax return
Information about your savings and other assets
Information about the monthly gross (before tax) income of your household, including recent pay stubs if you receive them or documentation of income you receive from other sources
If applicable, it may also be helpful to have a letter describing any circumstances that caused your income reduce or expenses to increase (job loss, divorce, illness, etc.)
How Do I Qualify For A Mortgage Modification?

The first call you make should be to your lender, have the information above ready to discuss with them and call your customer service line to ask them what options you have available. If the person you speak with does not understand what you are asking, you can ask to be referred to one of the following departments (different lenders have different names for these departments):

Loss Mitigation
Mortgage Modification
H.O.P.E.

Prior to contacting your mortgage lender you can quickly complete an eligibility test at http://MakingHomeAffordable.gov. This test will let you know if you are eligible for a modification through the government-sponsored Home Affordability and Stability Program (HASP).

For a list of mortgage lenders and servicers, visit www.HopeNow.com.

What Is A Home Affordable Refinance?

If Fannie Mae or Freddie Mac owns your mortgage, you may be eligible for a Home Affordable Refinance. This will allow you to refinance your home and often lower your payments.

What If I Don't Qualify, Can't Afford My Home, And Owe More Than It's Worth?

You are not alone and foreclosure is not the only option. If your mortgage lender or servicer will not work with you to reduce your payment, you may want to consider a short sale. Agents with the 'Certified Distressed Property Expert' Designation have undergone extensive training in how to process and negotiate short sales.

A short sale allows you to sell your home for less than what you owe and avoid foreclosure. Speak to your market expert to see if you may qualify.

What Are The Qualifications For A Home Affordable Refinance?

According to the resources released by the government, following are a list of qualifications:

You are the owner occupant of a one- to four-unit home
The loan on your property is owned or securitized by Fannie Mae or Freddie Mac (see Useful Links)
At the time you apply, you are current on your mortgage payments (you haven't been more than 30 days late on your mortgage payment in the last 12 months, or if you have had the loan for less than 12 months, you have never missed a payment)
You believe that the amount you owe on your first mortgage is about the same or slightly less than the current value of your house
You have income sufficient to support the new mortgage payments, and the refinance improves the long-term affordability or stability of your loan.



 


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